Blog | Holtman S' Mortgages

Ashleigh Holtman

A Humourous Journey: The Quirky Steps to Buying a Home

Buying a home is a monumental milestone in anyone's life. It's a time filled with excitement, nerves, and the occasional desperate plea...

Ashleigh Holtman

To Renew or Not Renew?.....That is the Question

Mortgage renewals are an important aspect of home ownership that not many people fully understand. When your mortgage term comes to an...

Centum Canada

Easily Explain To Me: What's a Mortgage Pre-Approval Versus a Pre-Qualification

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The Urban Dictionary of Construction and Pre-Construction Mortgages

Construction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not...

Centum Canada

How To Use Prepayments To Be Mortgage Free

Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it take

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Don't Discount Rent-To-Own

In times of high interest rates, don't discount Rent-To-Own What is Rent-to-Own? Rent-to-Own (RTO) is an agreement between a landlord and...

Centum Canada

How Can A Mortgage Broker Help You When Interest Rates Are Rising?

Inflation, rising interest rates, increasing housing prices – it can all be overwhelming! What could possibly be next?! Let’s break it...

Centum Canada

A Simple Guide to Understanding Mortgage Renewals in Canada

Let’s get down to the basics – What is a mortgage renewal? Mortgage renewals are the bread and butter of home ownership. Not really, but...