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Ashleigh Holtman
Guide to First-Time Homebuyer Programs in Canada
Canada offers several programs designed to help first-time homebuyers ease into the process.
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All Things S'Mortgages
Stay informed about the latest s'mortgage news and trends with my comprehensive guide. From interest rates to refinancing, I've got you covered. Subscribe to receive regular updates and expert insights.
Ashleigh Holtman
- Aug 2
- 3 min
"Does the Bank of Canada Rate Announcement Affect My Fixed Interest Rate?"
When it comes to choosing a mortgage, one of the most crucial decisions you'll make is whether to opt for a fixed or variable rate.
7 views0 comments
Ashleigh Holtman
- Jun 1
- 3 min
What Documents Do You Need Proof of to Qualify for a Mortgage in Canada?
Applying for a mortgage can seem like a daunting process, but being prepared with the right documentation can make it much smoother.
3 views0 comments
Ashleigh Holtman
- May 1
- 2 min
Cultivating Homeownership: Empowering First-Time Buyers in Canada
Let's talk about some exciting developments that emerged recently, courtesy of the Canadian government. These changes are designed to pave a
4 views0 comments
Ashleigh Holtman
- Apr 5
- 2 min
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
10 views0 comments
Ashleigh Holtman
- Mar 4
- 2 min
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
31 views0 comments
Ashleigh Holtman
- Feb 1
- 3 min
Navigating the Waters of Mortgage Renewals: A Glimpse into 2024, 2025 and 2026
As a Canadian mortgage broker, my journey into the world of mortgage renewals often feels like guiding clients through uncharted territory.
103 views0 comments
Ashleigh Holtman
- Jan 3
- 2 min
Navigating Post-Holiday Debt: The Power of Consolidating Your Finances
The holidays are a season of joy, celebration, and generosity, often accompanied by the exchange of gifts and moments shared with loved...
8 views0 comments
Ashleigh Holtman
- Dec 1, 2023
- 2 min
Unlocking Financial Freedom: A Comprehensive Guide to Reverse Mortgages in Canada
One such option gaining popularity is the reverse mortgage.
10 views0 comments
Ashleigh Holtman
- Nov 1, 2023
- 2 min
Things to Do Before You Move Into Your New Home
Moving into a new home is an exciting milestone, but it can also be a hectic time.
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Ashleigh Holtman
- Oct 2, 2023
- 2 min
Cracking the Credit Code: Elevate Your Score for Sweet Mortgage Deals, Eh?
Ah, the elusive credit score – the magical number that holds the keys to your financial kingdom.
18 views0 comments
Ashleigh Holtman
- Sep 1, 2023
- 3 min
Mortgage Brokers vs. Banks: A Hilarious Showdown
Are you about to embark on the exciting adventure of buying a home? Congratulations! It's like adulting on expert mode.
24 views0 comments
Ashleigh Holtman
- Aug 1, 2023
- 3 min
Understanding the Differences Between an Insured Mortgage and a Conventional Mortgage
When it comes to purchasing a home, one of the most crucial decisions is selecting the right type of mortgage. Among the various options...
82 views0 comments
Ashleigh Holtman
- Jul 3, 2023
- 2 min
Navigating Property Taxes: Understanding the Basics and Making Informed Decisions
Property taxes are an integral part of homeownership and play a crucial role in funding public services and infrastructure.
12 views0 comments
Ashleigh Holtman
- May 31, 2023
- 4 min
A Humourous Journey: The Quirky Steps to Buying a Home
Buying a home is a monumental milestone in anyone's life. It's a time filled with excitement, nerves, and the occasional desperate plea...
60 views0 comments
Ashleigh Holtman
- May 4, 2023
- 2 min
To Renew or Not Renew?.....That is the Question
Mortgage renewals are an important aspect of home ownership that not many people fully understand. When your mortgage term comes to an...
19 views0 comments
Centum Canada
- Nov 29, 2022
- 3 min
Easily Explain To Me: What's a Mortgage Pre-Approval Versus a Pre-Qualification
Easily Explain To Me: What's a Mortgage Pre-Approval Versus a Pre-Qualification
17 views0 comments
Centum Canada
- Oct 11, 2022
- 3 min
The Urban Dictionary of Construction and Pre-Construction Mortgages
Construction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not...
15 views0 comments
Centum Canada
- Sep 23, 2022
- 2 min
How To Use Prepayments To Be Mortgage Free
Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it take
18 views0 comments
Centum Canada
- Aug 5, 2022
- 2 min
Don't Discount Rent-To-Own
In times of high interest rates, don't discount Rent-To-Own What is Rent-to-Own? Rent-to-Own (RTO) is an agreement between a landlord and...
25 views0 comments
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