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All Things S'Mortgages
Stay informed about the latest s'mortgage news and trends with my comprehensive guide. From interest rates to refinancing, I've got you covered. Subscribe to receive regular updates and expert insights.
Ashleigh Holtman
Jan 73 min read
Understanding the Rising Property Assessments: What’s Driving the Increase?
Property assessments have been a hot topic recently, with many homeowners noticing a substantial increase in their assessed property values.
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Ashleigh Holtman
Dec 2, 20243 min read
Understanding Debt-to-Income (DTI) Ratio for Canadian Mortgage Applicants
When you’re applying for a mortgage, understanding your Debt-to-Income Ratio (DTI) is one of the most important steps.
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Ashleigh Holtman
Nov 5, 20243 min read
The Ultimate Guide to Refinancing Your Mortgage in Canada: November 2024 Update
As interest rates shift and home values rise, many Canadian homeowners are wondering if it’s the right time to refinance.
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Ashleigh Holtman
Oct 1, 20242 min read
Navigating Mortgages During a Separation: What You Need to Know
Separation is an emotionally challenging time, and the financial aspect can be equally complex, especially when it comes to your mortgage.
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Ashleigh Holtman
Sep 4, 20243 min read
Guide to First-Time Homebuyer Programs in Canada
Canada offers several programs designed to help first-time homebuyers ease into the process.
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Ashleigh Holtman
Aug 2, 20243 min read
"Does the Bank of Canada Rate Announcement Affect My Fixed Interest Rate?"
When it comes to choosing a mortgage, one of the most crucial decisions you'll make is whether to opt for a fixed or variable rate.
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Ashleigh Holtman
Jun 1, 20243 min read
What Documents Do You Need Proof of to Qualify for a Mortgage in Canada?
Applying for a mortgage can seem like a daunting process, but being prepared with the right documentation can make it much smoother.
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Ashleigh Holtman
May 1, 20242 min read
Cultivating Homeownership: Empowering First-Time Buyers in Canada
Let's talk about some exciting developments that emerged recently, courtesy of the Canadian government. These changes are designed to pave a
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Ashleigh Holtman
Apr 5, 20242 min read
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
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Ashleigh Holtman
Mar 4, 20242 min read
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
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Ashleigh Holtman
Feb 1, 20243 min read
Navigating the Waters of Mortgage Renewals: A Glimpse into 2024, 2025 and 2026
As a Canadian mortgage broker, my journey into the world of mortgage renewals often feels like guiding clients through uncharted territory.
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Ashleigh Holtman
Jan 3, 20242 min read
Navigating Post-Holiday Debt: The Power of Consolidating Your Finances
The holidays are a season of joy, celebration, and generosity, often accompanied by the exchange of gifts and moments shared with loved...
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Ashleigh Holtman
Dec 1, 20232 min read
Unlocking Financial Freedom: A Comprehensive Guide to Reverse Mortgages in Canada
One such option gaining popularity is the reverse mortgage.
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Ashleigh Holtman
Nov 1, 20232 min read
Things to Do Before You Move Into Your New Home
Moving into a new home is an exciting milestone, but it can also be a hectic time.
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Ashleigh Holtman
Oct 2, 20232 min read
Cracking the Credit Code: Elevate Your Score for Sweet Mortgage Deals, Eh?
Ah, the elusive credit score – the magical number that holds the keys to your financial kingdom.
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Ashleigh Holtman
Sep 1, 20233 min read
Mortgage Brokers vs. Banks: A Hilarious Showdown
Are you about to embark on the exciting adventure of buying a home? Congratulations! It's like adulting on expert mode.
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Ashleigh Holtman
Aug 1, 20233 min read
Understanding the Differences Between an Insured Mortgage and a Conventional Mortgage
When it comes to purchasing a home, one of the most crucial decisions is selecting the right type of mortgage. Among the various options...
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Ashleigh Holtman
Jul 3, 20232 min read
Navigating Property Taxes: Understanding the Basics and Making Informed Decisions
Property taxes are an integral part of homeownership and play a crucial role in funding public services and infrastructure.
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Ashleigh Holtman
May 31, 20234 min read
A Humourous Journey: The Quirky Steps to Buying a Home
Buying a home is a monumental milestone in anyone's life. It's a time filled with excitement, nerves, and the occasional desperate plea...
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Ashleigh Holtman
May 4, 20232 min read
To Renew or Not Renew?.....That is the Question
Mortgage renewals are an important aspect of home ownership that not many people fully understand. When your mortgage term comes to an...
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