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All Things S'Mortgages
Stay informed about the latest s'mortgage news and trends with my comprehensive guide. From interest rates to refinancing, I've got you covered. Subscribe to receive regular updates and expert insights.


Understanding High Ratio Mortgages in Canada
If you’ve been house hunting or talking to a mortgage broker (hi, that’s me!), you’ve probably heard the term “high ratio mortgage” thrown around. But what is a high ratio mortgage in Canada, exactly—and why should you care?

Ashleigh Holtman
May 233 min read
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Understanding the Role of a Mortgage Broker
Some people think we just shop around for rates, while others assume we charge hefty fees for something they could do themselves.

Ashleigh Holtman
Mar 33 min read
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The Impact of Tariffs on Mortgage Rates in Canada
Tariffs can have a significant impact on the economy, which in turn affects interest rates, including those for mortgages.

Ashleigh Holtman
Feb 43 min read
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"Does the Bank of Canada Rate Announcement Affect My Fixed Interest Rate?"
When it comes to choosing a mortgage, one of the most crucial decisions you'll make is whether to opt for a fixed or variable rate.

Ashleigh Holtman
Aug 2, 20243 min read
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Cultivating Homeownership: Empowering First-Time Buyers in Canada
Let's talk about some exciting developments that emerged recently, courtesy of the Canadian government. These changes are designed to pave a

Ashleigh Holtman
May 1, 20242 min read
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5 Pitfalls to Dodge When Securing Your Mortgage in Canada
5 Pitfalls to Dodge When Securing Your Mortgage in Canada

Ashleigh Holtman
Mar 4, 20242 min read
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Mortgage Brokers vs. Banks: A Hilarious Showdown
Are you about to embark on the exciting adventure of buying a home? Congratulations! It's like adulting on expert mode.

Ashleigh Holtman
Sep 1, 20233 min read
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A Humourous Journey: The Quirky Steps to Buying a Home
Buying a home is a monumental milestone in anyone's life. It's a time filled with excitement, nerves, and the occasional desperate plea...

Ashleigh Holtman
May 31, 20234 min read
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