All Things S'Mortgages

Stay informed about the latest s'mortgage news and trends with my comprehensive guide. From interest rates to refinancing, I've got you covered. Subscribe to receive regular updates and expert insights.

Things to Do Before You Move Into Your New Home

Moving into a new home is an exciting milestone, but it can also be a hectic time.

Ashleigh Holtman

Nov 1, 20232 min read

Cracking the Credit Code: Elevate Your Score for Sweet Mortgage Deals, Eh?

Ah, the elusive credit score – the magical number that holds the keys to your financial kingdom.

Ashleigh Holtman

Oct 2, 20232 min read

Mortgage Brokers vs. Banks: A Hilarious Showdown

Are you about to embark on the exciting adventure of buying a home? Congratulations! It's like adulting on expert mode.

Ashleigh Holtman

Sep 1, 20233 min read

Understanding the Differences Between an Insured Mortgage and a Conventional Mortgage

When it comes to purchasing a home, one of the most crucial decisions is selecting the right type of mortgage. Among the various options...

Ashleigh Holtman

Aug 1, 20233 min read

Navigating Property Taxes: Understanding the Basics and Making Informed Decisions

Property taxes are an integral part of homeownership and play a crucial role in funding public services and infrastructure.

Ashleigh Holtman

Jul 3, 20232 min read

A Humourous Journey: The Quirky Steps to Buying a Home

Buying a home is a monumental milestone in anyone's life. It's a time filled with excitement, nerves, and the occasional desperate plea...

Ashleigh Holtman

May 31, 20234 min read

To Renew or Not Renew?.....That is the Question

Mortgage renewals are an important aspect of home ownership that not many people fully understand. When your mortgage term comes to an...

Ashleigh Holtman

May 4, 20232 min read

Easily Explain To Me: What's a Mortgage Pre-Approval Versus a Pre-Qualification

Centum Canada

Nov 29, 20223 min read

The Urban Dictionary of Construction and Pre-Construction Mortgages

Construction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not...

Centum Canada

Oct 11, 20223 min read

How To Use Prepayments To Be Mortgage Free

Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it take

Centum Canada

Sep 23, 20222 min read

Don't Discount Rent-To-Own

In times of high interest rates, don't discount Rent-To-Own What is Rent-to-Own? Rent-to-Own (RTO) is an agreement between a landlord and...

Centum Canada

Aug 5, 20222 min read

How Can A Mortgage Broker Help You When Interest Rates Are Rising?

Inflation, rising interest rates, increasing housing prices – it can all be overwhelming! What could possibly be next?! Let’s break it...

Centum Canada

Jul 12, 20225 min read

A Simple Guide to Understanding Mortgage Renewals in Canada

Let’s get down to the basics – What is a mortgage renewal? Mortgage renewals are the bread and butter of home ownership. Not really, but...

Centum Canada

Jun 8, 20223 min read